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Annuities

A stable and secure financial future is important, and Unity Global Services understands this

Fixed Annuities

Welcome to Unity Global Services, where we put your well-being first. Unity Global Services is committed to providing a wide range of financial solutions that protect your future and the futures of your loved ones since we recognize that life is full of uncertainties.

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A stable and secure financial future is important, and Unity Global Services understands this. In order to give you security and reliable income during your retirement years, we are pleased to offer a variety of fixed annuity products. Our fixed annuities are carefully designed to provide stability, predictability, and a dependable stream of funds, allowing you to enjoy your retirement with assurance.

Why Choose Our Fixed Annuities?

Guaranteed Income: Our fixed annuities provide you with a guaranteed stream of income, ensuring that you have a reliable source of funds throughout your retirement. You’ll never have to worry about market fluctuations affecting your financial security. Steady Growth: With fixed annuities, your principal investment grows at a fixed interest rate over time. This means your money is protected from market volatility, and you can count on a steady increase in your account value. Tax Advantages: Annuities offer tax-deferred growth, which means you won’t pay taxes on your earnings until you start receiving withdrawals. This can potentially help you keep more of your money working for you over the long term. Flexible Payout Options: We understand that every individual’s financial needs are unique. Our fixed annuities come with flexible payout options, allowing you to choose the payment schedule that best suits your lifestyle and goals. Legacy Planning: Fixed annuities can also be an effective tool for legacy planning. You have the option to name beneficiaries who will receive the remaining funds upon your passing, ensuring that your loved ones are taken care of.

Frequently Asked Questions

Like whole life plans, most term life plans have a fixed premium and fixed death benefit. However, whole life provides benefits for the rest of the insured person’s life, whereas term life only lasts for a specific period of time. In addition, a whole life policy includes cash value, whereas a term life policy only includes the death benefit. On the other hand, term life has a lower premium per dollar of coverage and significantly larger death benefits are available.
Whole life and universal life are both types of permanent life insurance, so they have many characteristics in common. Both whole life and universal life provide a death benefit for the rest of the insured person’s life. The main difference is that whole life has a fixed premium and a fixed benefit, whereas universal life has more flexibility — but that flexibility also comes with more risk, as the premium might increase.
In general, whole life is a highly affordable type of insurance, and the premium will never increase. Your premium takes into account your current age at the time of issue, your gender, and your death benefit amount. The Living Promise plan also takes health and tobacco use into account, but the Guaranteed Plus plan does not.

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